Financing partners for your purchase

Carrera Motos works with 18 active partner entities to finance QJ Motor motorcycles: banks, cooperatives and financing companies. The portfolio ranges from traditional banks (Banco de Bogotá, among others) to motorcycle-specialized financing companies like Progresser. The active entities appear as logos in the grid above on this page.

Yes, Banco de Bogotá is one of the entities in the Carrera Motos portfolio for QJ Motor bikes in Colombia. Like any bank, it evaluates each application based on the customer profile, income, employment seniority and current policies. Pre-approval is handled at the Carrera Motos dealership or via virtual advisor; the final decision is the bank's.

Yes. Progresser is one of the partner financing companies and is authorized to finance QJ Motor motorcycles in Colombia. QJ Motor belongs to Geely Group and has owned Benelli since 2005, with official presence in over 130 countries. Approval is subject to the customer profile and Progresser's policies at the time of application.

Some portfolio entities offer financing of up to 100% of the vehicle value under specific conditions (credit profile, model and term). It is not the market standard: most lenders require a down payment. The advisor at the dealership informs you which entities apply to your profile at the time of application.

Not always. Several portfolio entities approve without a co-signer for customers with a solid credit history in credit bureaus (DataCrédito, CIFIN). For first-time profiles or those with limited history, some entities require a co-signer with demonstrable payment capacity. The advisor guides you toward the lender that fits your situation.

Several financing companies and cooperatives in the portfolio are open to customers without prior credit history, generally with a co-signer or strong commercial references. Traditional banking typically favors profiles with credit history. The final choice depends on the analysis the entity makes of your application.

Yes. All 18 portfolio entities are authorized to finance the QJ Motor confirmed catalog for Colombia (SRK, SRT, SRV, ATR and COV lines). Your advisor helps you compare and choose the entity whose policy fits your profile best; the final approval is the sole decision of the selected entity.

At the first exclusive QJ Motor point in Bogotá (opening soon, Av. Primera de Mayo) you receive personalized advisory with the full portfolio, or you can write to marketing@carrera.com.co for virtual advisory. The Carrera Motos advisor guides you at no cost and no commitment toward the entity that best fits your profile.